Consistent with our emphasis on teamwork and efficiency, we do not have rigid “practice groups”. We are nimble and tap different practice skills best suited to the matter at hand. Our professionals have considerable experience in the following areas:
Insurance
Frost Pearlman comprehensively serves the insurance industry in diverse lines of insurance, including general liability, directors and officers liability, errors and omissions, employment practices liability, managed care professional liability, medical professional liability and cyber liability. Our insurance practice includes policy drafting, program management, complex claim management, and insurance coverage litigation and arbitration.
We routinely help clients design and manage custom insurance programs involving various lines of coverage. We counsel clients on the risks inherent in the line of coverage, and draft manuscript policy forms and applications designed to meet the client’s objectives. We manage claims, analyze coverage defenses, recommend reserves and claim-resolution strategies, and protect clients’ rights in coverage litigation or arbitration.
Reinsurance
Frost Pearlman provides various services to reinsurers, including claims management, reinsurance treaty drafting, reinsurance audits, commutation analysis and negotiation, and the prosecution or defense of reinsurance disputes.
Coverage Litigation/Arbitration
When insurance coverage disputes arise, we initiate and defend our clients in declaratory litigation and arbitration. Whether we are handling a straightforward dispute between a carrier and its insured or litigating complex matters involving multiple insureds and carriers, our decades of insurance coverage experience allow us to see the big picture and remain one step ahead of our opponents. Although global resolution is always ideal, we recognize when standstill or fund-and-fight agreements are the most cost-effective and sensible alternatives.
Frost Pearlman is often called upon to consult with parties and their counsel in ongoing tort litigation to help them navigate insurance coverage issues that have impeded the parties’ ability to effect a settlement. Our level-headed approach to litigation has served our clients well in diffusing even the most contentious disputes and obtaining the best result.
Business Services
Our firm services public and individually owned businesses in a variety of matters. Whether we are providing counsel for the day-to-day concerns of small businesses or handling complex multi-party litigation, we are committed to fully understanding our clients’ businesses and the industries in which they compete. Our client base is broad, servicing healthcare providers, managed care organizations, insurers, construction companies, and manufacturers.
Like our clients, Frost Pearlman recognizes that an ounce of prevention can be worth a pound of cure. We have an active and sophisticated consulting practice advising our clients on proactive strategies to minimize legal exposure in the future. To that end, we counsel clients on proactive risk prevention and mitigation, including procurement of insurance, drafting and review of contracts, employment issues, corporate organization, and statutory compliance.
When disputes do arise, we partner with our clients to reach the most efficient and cost-effective resolution possible. We bring decades of experience in effective alternative dispute resolution, including domestic and international mediation and arbitration. When necessary, our experienced litigators initiate and defend lawsuits in federal and state court, both at the trial and appellate levels.
Sexual Abuse/Child Protection
Our representation of our client survivors and protection of children is more than a practice area, it is our mission. Through our exclusive and strategic collaborative relationship in Chicago with Jeff Anderson & Associates, P.A. of St. Paul, Minnesota, we have secured some of the highest settlements in the country on behalf of sex abuse survivors. Our sexual abuse team employs aggressive traditional legal strategies as well as innovative and non-traditional legal approaches to advocate for our survivor clients, help them regain what has been taken from them, and prevent re-victimization. Please click here for more information.